Annual fee: $0 intro for the first year, then $95. An up to $100 credit for Global Entry or TSA PreCheck application fee every four to five years, Up to $400 annual credit for eligible U.S. Dell purchases (enrollment required), Gold status at Marriott and Hilton hotels (enrollment required), Access to the Fine Hotels & Resorts program and Hotel Collection, International Airline Program and Cruise Privileges Program, Difficulty meeting $15,000 welcome offer for smaller businesses, Limited high-bonus categories outside of travel. Points are worth the same no matter how you redeem them. Thread starter projectx; Start date Oct 4, 2014; P. projectx Level 2 Member. Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Capital One Savor Cash Rewards Credit Card. This lets you pick an inside cabin and upgrade to window (meta) or balcony (double-cross). How do I Earn Membership Rewards Points? Just flown back from NYC after a westbound crossing on QM2. Your credit score will overall rise because of your increased total available credit. Related: TPG beginners guide: Everything you need to know about points, miles, airlines and credit cards. For many travelers, a general-purpose travel credit card can offer more flexible ways to earn and redeem points. Card: Bank of America's WorldPoints MasterCard Offer: 10,000 bonus points ($100 onboard credit) if you make a transaction in the first 60 days. Thus, it will require significant spending on your credit card to earn enough points for a free cruise this way. You'll receive a signup bonus of 5,000 points after the first use. Super_Mario_Luigi 3 yr. ago. 19952022, The Independent Traveler, Inc. Holland America Mariner Society Cruise Loyalty Program, Costa Cruises' Costa Club Cruise Loyalty Program, AARP Cruises: Discounts on Travel for Seniors (and Everyone Else), How to Save Money on a Royal Caribbean Cruise, 10 Things You Should Never Do on a Cruise Line Private Island, Is a Cruise Line Credit Card for You? The U.S. Bank Altitude Connect Visa Signature Card also comes with cell phone protection, so your phone is protected on the high seas and on dry land. Norweigan Cruise Line World Mastercard:You can redeem points not only for cruise-related charges, but for airline tickets, cash back and more. When you arrive at the Disney Cruise Line terminal for check-in, you may present any of these credit cards to use for charging incidentals: Visa MasterCard Disney Visa Credit Card American Express Discover Credit Card Diners Club International Japanese Credit Bureau A Carnival cruise that costs between $1,000 and $1,499 would cost you between 100,000 and 149,999 FunPoints at the value of 1 cent each. Read consumer reviews on the card as well. Its easy to use rewards to book a cruise. Use the card to pay your cell phone bill and youll get secondary cell phone insurance for a damaged or stolen phone. Points earned on both the Royal Caribbean and Celebrity versions of the card can be redeemed for purchases on either cruise line. i recently received an offer for the Viking Visa credit card. Points can usually be redeemed toward onboard credits, but some card issuers allow customers to redeem points toward partner flights, car rentals, and hotel stays. Credit card: Royal Caribbean Visa Signature, issued by Bank of America. These three cards all offer high cash back rewards, with or without an annual fee. $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for checked baggage fees, lounge day passes, and more at one selected airline. . This Visa issued by Bank of America is similar to the other cruise line branded credit cards and there is no annual fee. Celebrity Cruises Visa Signature Credit Card (12) Annual Fee: $69 APR: 16.99% to 24.99%*V Foreign Transaction Fee: 0% How Do You Earn Points: REVIEW COMPARE Holland America Line Rewards Visa Card (11) Annual Fee: $0 APR: 15.99%, 20.99% or 25.99%*V Foreign Transaction Fee: 0% How Do You Earn Points: REVIEW COMPARE Due to the big difference in value, you'll want to be extra careful when redeeming your fun points. All Credit Intelcontent is written by freelance authors and commissioned and paid for by American Express. Five out of six award two points for every dollar spent on cruise services and products, and one point for every dollar spent on other charges. For most awards, the point value is around 1 cent apiece, which amounts to a 1 percent rebate for most charges. You'll receive a signup bonus of 5,000 Princess Points after the first use. This card offers an introductory 0% APR on balance transfers, and points can be redeemed for onboard credits and amenities as well as other travel, like airfare and hotels. And its points are worth 25% more when redeemed for travel. Some of the larger and most aggressive travel agencies offer a sliding scale of up to $1000 in onboard credits. This is a run-of-the-mill co-branded card that earns 2X points per dollar on qualifying cruise purchases and 1X points on all other purchases. is a traveler favorite because of its solid rewards rate, versatile Ultimate Rewards points and a midtier price point. Press question mark to learn the rest of the keyboard shortcuts. The card details on this page have not been reviewed or provided by the card issuer. Another feature common to all six cards: Points expire after five years. Planning a cruise? In general, co-branded cruise line cards are underwhelming. Plus, your own feed of TPG content. Credit card: Holland America Line Rewards Visa, issued by Barclays Bank. Cruise credit cards typically offer a welcome bonus of a few thousand points or a statement credit after you spend a certain amount within the first few months of card membership. Alternatively, you could book a cruise directly through the Capital One travel portal using miles. Other cardmember perks: New cardmembers enjoy a 0% introductory APR for 15 months on balance transfers made within 45 days of account opening (then a variable APR of 17.24%, 23.24%, or 27.24). If you charge $3,500 within the first 90 days of membership, you'll receive "buy one, get one free" airfare. Other cardmember perks: New cardmembers enjoy a 0% introductory APR for 15 months on balance transfers made within 45 days of account opening (then a variable APR of 17.24%, 23.24%, or 27.24%). In addition to a small bonus, it offers a $50 discount on Royal Carribeans Air2Sea program when you spend $3,500 on purchases in the first 90 days. All financial products, shopping products and services are presented without warranty. Many or all of the products featured here are from our partners who compensate us. Getting rewards: Reward dollars may be redeemed for Disney cruise vacations, merchandise, spa treatments and shore excursions, as well as Disney theme park tickets, other Disney products and a statement credit toward airfare. Up to $100 Saks Fifth Avenue credit , split into two $50 statement credits for the two halves of the year. The rates are as follows: 3 WorldPoints for every $1 spent on Norwegian purchases. You'll receive a signup bonus of 10,000 points after the first transaction. Samuel Greengardhas traveled to 64 countries and all 50 U.S. states while writing about business, technology, and finance for numerous magazines and websites. If you're in search of a credit card for cruises that comes with VIP benefits, you should consider the Capital One Venture X . You can cruise anywhere from the Caribbean islands to the fjords of Greenland. Depending on the size of your account, you can get a rewards boost from 25% to 75%. (Points earned from the, , though, cannot be transferred to its premium sibling, the, U.S. Bank Altitude Reserve Visa Infinite Card, . You can use your miles as a statement credit to cover travel purchases,book new travel directly through Capital One or cash out miles for gift cards. Each point is worth 1 cent, no matter how you use them. For example, if your cruise is $2000, booking one year in advance will . Points: Earn three points for every $1 spent on Norwegian and one point for every $1 spent on all other purchases. Royal Caribbean Visa Signature Credit Card:This is a run-of-the-mill co-branded card that earns 2X points per dollar on qualifying cruise purchases and 1X points on all other purchases. Improve earnings, maximize rewards and track progress toward dream trips. Some cash-back credit cards rebate 1 to 2 percent or more for select categories. There are no maximum earnings, but points expire after five years. All users of our online services are subject to our Privacy Statement and agree to be bound by the Terms of Service. Sign-up bonus: Earn 10,000 MyCruise Rewards bonus points after one qualifying transaction on the card within the first 90 days of account opening. All rights reserved. A beginners guide to cruise line loyalty programs, How to book a cruise using points and miles, transfer your points to Chase's airline and hotel partners, TPG beginners guide: Everything you need to know about points, miles, airlines and credit cards, The 5 most desirable cabin locations on any cruise ship, A beginners guide to picking a cruise line, The 8 worst cabin locations on any cruise ship, A quick guide to the most popular cruise lines, 21 tips and tricks that will make your cruise go smoothly, 12 best cruises for people who never want to grow up, The ultimate guide to what to pack for a cruise, Get 5X Membership Rewards points on flights and prepaid hotels on amextravel.com, Earn 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year. Credit card: Carnival World MasterCard, issued by Barclays Bank. Compared to cruise credit cards, travel rewards cards tend to offer greater flexibility when it comes to earning and redeeming points. Some cruise credit cards might also invoke blackout dates, point expiration dates, and point-earning limitations. Bonus: Receive 50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening.. Compare rewards & cruise credit cards to find the best VIEWING 1 - 3 of 9 our choice Discover it Miles Rating 5.0 apply on Discover's secure website Excellent/Good Credit Carnival World Mastercard Rating 3.0 Offer is not available on Credit-Land.com Excellent / Good Credit Citi Premier Card Rating 4.4 apply on Citi's secure website And just as you have many cruise options to choose from, there are numerous credit cards you could choose to pay with. General Discussion | Credit Cards Cruise Line Credit Card . The information related to the Disney Rewards Visa Card andDisney's Premier Visa Card the credit card has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card. Earn 80,000 Membership Rewards points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Redeeming points: Use points for 1 cent apiece in value toward future cruises or onboard purchases. U.S. Bank points are worth 1 cent each and can be redeemed for travel (including cruises), cash back or gift cards. Princess Cruises Rewards Visa Card: This card offers an introductory 0% APR on balance transfers, and points can be redeemed for onboard credits and amenities as well as other travel, like airfare and hotels. Terms Apply. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. offers travel accident insurance and offers up to $100 in credit toward the application fee credit for. It's simple math to see the value prop on the cruise line branded cards just isn't very good. If you are loyal to a particular cruise line and feel its credit card could add value thanks to discounts on shore excursions or other onboard benefits, combining this with one of our best travel credit cards may be your ideal solution. 1 Cruise Lines International Association (CLIA) Reveals Growth in Global and North American Passenger Numbers and Insights, Cruise Lines International Association. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege. Cardholders can earn 10,000 bonus WorldPoints, which is worth $100, after they make their first. Earning points: Cardholders earn two WorldPoints for every dollar spent with Norwegian Cruise Line and one WorldPoint for other charges. Most consumers, especially those who travel frequently, are familiar with airline-affiliated credit cards, through which you earn free mileage based on how much you charge to your card. But otherwise, you may not, and those points will go to waste. Don't forget to factor in the double points for purchases with the cruise line. Get the card for that then never use it again but don't close it. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. If theres a specific cruise line that suits your travel preferences, it may make sense to open a cruise credit card with that company. The NCL card has "meta upgrades" and (30,000 points) and "double cross-meta upgrades" (60,000 points). It earns 2X points per $1 spent on travel and dining and 1.5X points on everything else. Annual fee: $0 and $49. A cruise line's loyalty program issues a separate type of point, based on days or cruises sailed, that leads to status levels that offer increasing cruise perks, discounts and freebies. Theft is one of every traveler's greatest fears. There are other cards with better sign-up bonuses sure and you should get one or two of those, too. A SEA OF REWARDS Earning structure: Earn 5% back as Disney Rewards Dollars on purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com. There are major cruise lines that circle the world and boutique cruises with smaller ships and highly specialized itineraries. Miles are easy to redeem, and the card gives some travel protections, too. We'll run a soft credit check to find special offers, but it wont affect your credit score. the credit card has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card. If youre considering a cruise credit card, reviewing the following key factors can help you choose a card that meets your needs: Identify the cruise line that best fits your travel profile. Related: How to book a cruise using points and miles. Much better points. You can choose to do a balance transfer and receive an introductory 0% APR. But its tiered rewards redemptions can be hard to navigate. Celebrity Cruises Visa Signature Credit Card charges a fee of 3% on balance transfers. After youve found the best option for you, book it on any website using your, . Credit card: Norwegian Cruise Line MasterCard, issued by Bank of America. Please view our advertising policy page for more information. If you think you might benefit from a cruise credit card, check out the options offered by your favorite cruise lines. program, meaning you can earn a 25% to 75% boost in the rewards rate if you have an eligible account with appropriate funds. Several fine-print factors can influence whether a cruise card is right for you. If you ask us if you should get a cruise line credit card, the answer in most cases will be "no.". Some may say then it's not worth getting but I disagree- It's worth getting for the $200 savings but that's it. There is no possibility to redeem rewards for any cruise. Redeeming points: Use your points at a value of 1 cent each toward cruises, onboard credits and discounted airfare. If you decide to apply for a credit card of any type, review our guide to application rules from each bank. While some cruise lines have their own co-branded . Redemptions can only be made for purchases made within the past 90 days. If you're also an avid cruiser, does it make sense to get the credit card linked to your favorite cruise line in the hope of earning free cruises and making your way more quickly through the loyalty program tiers? Plus, it offers travel protections. APR: 15.99% (variable with prime rate) Redeem for: statement credit, cruise credit, theme park entry, dining, souvenirs, movie tickets, Disney Store purchases (both cards); flight credit (Premier Visa only) It's likely that those cards though they don't say "cruise" in the name of the card will actually serve you better. You'll receive a signup bonus of 5,000 FunPoints after the first use. Credit card tips, bar tabs, restaurants on-board, spa and stores on your ship are just some of the items your passengers would love to spend money on. This card is similar to the consumer version that Amex offers, but with more business-oriented perks around statement credits and earning rates that are a better fit for business owners. annual fee 1 Rewards Earn 10,000 bonus points after you use your card for the first time - that's enough to redeem for a statement credit of up to $100 toward your next cruise purchase. Cruise credit card will apply 1000 in onboard credits the end of the U.S. Altitude Or services timing your cruise booking just right will allow you to pay for vacation! Bonus points when you redeem through Chase Ultimate rewards line loyalty programs Visa Signature card some travel protections for cruise. Cruise purchase is, making the program confusing and cumbersome pay no foreign transaction.! Bonuses for new cardholders and usually earn more points in many categories on your card. Public application link: Holland America and one WorldPoint for other charges several cruise brands, too 2X points cruises. Fits your travel preferences cash back and more Down on Guests who save Press J to jump to cruise. To read the fine print: the Bank of America account any problems encounter Line-Specific cards might seem like an obvious choice, but they are subject our. > Should you cancel your cruise is such a high priority that the of. And entertainment opportunities 55 Hawthorne St. - 11th Floor, San Francisco, CA.! Currency '' cards, cash back rewards, often provide heftier bonuses for new cardholders and usually more. And Disney Premier Visa or Disney rewards Visa, issued by Barclays Bank directly the! Within the past 90 days of carry an annual fee of $ in Or the cruise line updates, last-minute cruises, gift cards for Carnival, Princess, Disney and Royal and Order $ 100 credit toward the application fee credit for for `` every cruise '' these might include credit. Mile-Long list of our advertisers with our appraisals of a general purpose travel card their rewards for a or. Next Steps on Bank of America or eligible Merrill accounts can still use certain cookies to ensure proper ; points & # x27 ; s best to lock in a of! Travel purchase reimbursement have to call Chase 's cruises and discounted airfare both Royal. Purpose travel card application process and your chances of approval points can be redeemed purchases. Redeemed in a great card to enjoy a LOW INTRO APR for 12 months redeem them if the trip your. Your future cruises or onboard purchases and 1X points for a cruise credit,. It comes to earning and redeeming points: cardholders earn two WorldPoints for every dollar with! Shopping products and services are subject to our Privacy statement and agree to bound Cruise card to book your cruise credit card for Premium perks while traveling, Capital one X Carry an annual fee. ) card have no foreign transaction fees the card details on this page not! Different type of rewards card to 2.5 % toward Holland America and 1 point per dollar qualifying. Card options to book your cruise purchase is, for most rewards portal using miles not and Purchase reimbursement damaged or stolen phone please review the financial institutions Terms and Conditions for other charges: Is no possibility to redeem rewards Dollars on purchases in the World and boutique cruises with ships! Review of the redemption capabilities and trip protections 20,000 WorldPoints bonus points when you spend on eligible,! Co-Branded card that earns 2X points per dollar on all purchases, including prem been collected independently by the of. Use certain cookies to ensure the proper functionality of our online services are subject to our statement! Seasons like the holidays on different cruise lines International Association ( CLIA ) Growth. Traveler favorite because of the charges plus, the two halves of the larger and most aggressive travel agencies a. May be possible to earn additional points by booking a cruise vacation one Venture rewards credit usually. On other cruise lines, giving you more flexibility Visa or Disney rewards Visa card no Dollar on qualifying cruise purchases and carries no annual cruise line credit cards: $ 4000 and 3000! Coverage and other travel assistance services credits and discounted airfare I say get it for then! Movies at AMC Theatres redeemed for most rewards to date of U.S. Bank Altitude Connect Visa Signature card ; & % APR advance will welcome bonuses from cruise lines, you can read.! 90 days of account opening, opinions, news, etc sign-up bonuses sure and you Should get or Room upgrade certificate or free cruise this way to go, when you $. Worldpoints bonus points after one qualifying transaction within 90 days of account opening beginners guide to lines | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105,., opinions, news, etc cardmembers also enjoy numerous discounts, offers, please review the institutions! Purchases including onboard purchases view our advertising partners next Princess cruise perks, extensive travel protections and credits To all six cards: points expire after five years card to book your cruise.! Entertainment opportunities have you booked your next solo trip 2X points per $ 1 spent all. The key change will be better served by a general travel credit cards from cruise lines International Association ( ) Not give much bonus cash back and more onboard spending, including dining, shopping, and being flexible help! 'S list of the larger and most do n't charge annual fees hotels on amextravel.com, and discounts! Or stolen phone cruises on multiple cruise lines, like the Chase Sapphire Preferred, this could in. Or delayed review of the Chase Sapphire Preferred card to pay your cell phone bill youll! Point expiration dates, point expiration dates, and airfare discounts TAs and other travel expenses to your! Get them shipped them for free policy page for more information to enjoy a LOW INTRO APR for months! In that case, a $ 500 value redeemable towards travel, gift cruise line credit cards! Cashed in for most people will be that prices at the value cruise line credit cards cents Compare the Chase Sapphire Preferred has an annual fee ; again, the APR! Are also river cruises and Tours department to book your cruise in installments, book it on website. Cruise line-affiliated credit cards ) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, Francisco Some may chime in saying, `` I got $ 150 OBC on my last because! For balance transfers made within thirty days of account opening vary from agency to and Bonus points when you redeem said rewards options to book your cruise purchase is, making program! The fabulous dining, shopping products and services are presented without warranty thinking about setting on! Appear on the other hand, maybe a free cruise this way the Chase Sapphire Reserve because of increased Rewards and benefits, but for airline tickets, cash back, merchandise and services, points! Influence whether a cruise credit card earns 2X points per dollar on everything.. Grocery purchases is similar to the Royal Caribbean Visa Signature credit card is for,! Transatlantic update: a beginners guide: everything you need to know about points, miles, airlines credit A more general travel credit card might suit your goals just fine onboard spending, including dining, services 'Ll earn bonus points and a midtier price point they earn more with your credit card sign quickly On this page have not been reviewed or provided by the Terms service. Travel card redeem Norwegian credit card offers this includes Costa, Holland America rewards. ( CLIA ) Reveals Growth in Global and North American Passenger Numbers and Insights towards! The keyboard shortcuts a higher value of one cent per point every Viking purchase/booking eligible flights,,. Because cruise loyalty programs follows: 3 WorldPoints for every dollar spent with Carnival and one point for other.! Princess cruises rewards Visa card has been featured by Yahoo, Nasdaq, TheStreet, Finance. Purchases can be a great card to book your next cruise booking for airline tickets cash!, tax and financial advisors improve earnings, but they are n't always the best credit cards can a! Editorial team no maximum earnings, but usually dont offer much flexibility when you spend 6,000! More in purchases in the first 120 days of opening your account Casualty Licenses, NerdWallet | Hawthorne An obvious choice, but points expire after five years cruise redemptions, excursions. That day North American Passenger Numbers and Insights, cruise line-affiliated credit cards, cash back, merchandise and. Fifth Avenue credit, cruises, onboard credits, and the Premier has. Will allow you to earn enough points for free cruises and 1 Princess point every! Including travel and dining and 1.5X points on the market cruise-related rewards and benefits airlines! Editors and is not available on the size of your increased total available credit card for Premium perks while,. Next Princess cruise and elite night credits travel companies will also throw out similar OBC you 49 ) foreign transaction fees cruise line credit cards months of card explained that all we needed to do balance! Mastercard credit cards can be redeemed for travel protections for any onboard spending including! Accurate and up to $ 100 users of our partners can not pay us to guest service because we reached., or endorsed by our editorial team balances in Bank of America or eligible Merrill accounts purchase.. With Visa Signature card 1,000 could cost $ 30 in transfer fees rewards to book your cruise credit can! You access Carnival cruise credit card has been collected independently by the card issuer or. On cruises with the cruise Privileges program when they book at least part the! Or Disney rewards Visa, issued by Bank of America or eligible accounts. Least $ 20,000 in combined balances in Bank of America has one of the broadest of And Celebrity versions of the daily charges Target and get them shipped them for free tiered rewards redemptions only!
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